Disclaimer
Effective date: October 3, 2026
In these pages, “Crowned Empire,” “we,” and “us” mean Barbara Sarti, a licensed Florida insurance agent (FL License #W788222, NPN 200990589), operating the Crowned Empire website at crownedempire.com, a Crowned Visionary Media brand. “You” means anyone who visits the site.
For information only
This website is for general information. It is not an offer or solicitation to buy or sell insurance in any state or place where Barbara Sarti is not licensed, and it is not an application or contract.
Products vary
Insurance products and benefits vary by carrier, state, and underwriting. Mortgage protection can mean different things depending on the policy. Depending on the policy, it may pay off or help pay a mortgage after death, or after a qualifying disability, cancer, heart attack, or stroke. Not every policy includes every benefit, and each has its own definitions, limits, waiting periods, and exclusions. Always read the policy and its terms.
No guarantees
Approval, premiums, rates, and benefits are not guaranteed. They depend on factors such as age, health, loan amount, the carrier, and state rules, and are decided by the carrier during underwriting. Any numbers shown on a call are based on what you share and may change after the carrier reviews your application.
Not financial, tax, or legal advice
Nothing on this site is financial, tax, or legal advice. For permanent or cash-value policies, including indexed universal life (IUL), policy illustrations are projections only, are not guaranteed, and may differ from actual results. Consider speaking with a tax or legal professional about your situation.
Licensing
Barbara Sarti · Licensed Florida Insurance Agent · FL License #W788222 · NPN 200990589. We may only discuss and sell insurance in states where we are licensed.
Testimonials
This site does not currently use testimonials or endorsements.
Third-party services
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